Exclusions and Limitations in Business Insurance Policies: What You Need to Know

Exclusions and Limitations in Business Insurance Policies: What You Need to Know

Business insurance policies typically contain several exclusions within the contract that limit or eliminate coverage for certain types of risks. Understanding what exclusions exist in your contract and how they may affect your company are critical to protecting against future issues. In some cases, insurance companies may try to deny coverage based on an exclusion…

Commercial Property Insurance: Protecting Your Kansas Business Assets

Commercial Property Insurance: Protecting Your Kansas Business Assets

Business owners face several risks every day to their commercial assets. These include fires, floods, theft, and other unexpected incidents. Protecting these assets is critical to safeguarding your business assets and your bottom line. Commercial property insurance grants you protection from many of these potential risks.  At the Saxton Law Firm, our business insurance attorneys…

Documenting Losses After a Business Fire in Missouri: Importance of Thorough Documentation

Documenting Losses After a Business Fire in Missouri: Importance of Thorough Documentation

A business fire is devastating, expensive, and frustrating. This is even more so when dealing with an insurance company after the accident. The company wants an incredible amount of proof of your damages. Adjusters want seemingly endless documentation of what happened, what was destroyed, and your lost profits. This information and much more is critical…

Common Challenges in Business Fire Insurance Claims: Strategies for Overcoming Denials and Underpayments

Common Challenges in Business Fire Insurance Claims: Strategies for Overcoming Denials and Underpayments

Suffering a fire in your business was the last thing you wanted to deal with. It likely destroyed much of your equipment, your premises, or even harmed people inside. You are dealing with high costs and the prospect of getting your business back on track. Insurance was supposed to help with this, but many companies…

Common Causes of Business Insurance Losses in Missouri: Risks and Prevention Strategies

Common Causes of Business Insurance Losses in Missouri: Risks and Prevention Strategies

Business insurance helps protect you from many types of losses. Common losses might include fire, flood, theft, and so many more. Understanding them and their risks can help you purchase the right amount and type of business insurance. You can also utilize several prevention strategies to stop these losses before they happen. This can reduce…