Tree Down by a White House

Have you had a fire in your home or on your property? Did a storm destroy your roof? You may need to file a homeowner’s insurance claim and you may have questions. Saxton Law Firm in Kansas City, MO may be able to provide the advice that you need. You may have questions like – what documents do I need to file a homeowners insurance claim? We have the answers at Saxton Law Firm!

How Do I File a Homeowners Insurance Claim?

Fire, flood or theft are just a few reasons why you may need to file a homeowners insurance claim and it can be complicated if you do not know where to start. We can help you get started at Saxton Law Firm with a few simple steps.

1. File a Police Report as Needed

Does your insurance claim involve theft, vandalism or destruction of property? It is important to file a police report as soon as possible and record the names of any officers or personnel involved with the report. The documentation of the police report may be needed for your insurance claim.

2. Contact Your Insurance Company

The next step in the insurance claims process is to contact your insurance provider or agent as soon as possible. Many insurance policies require that you notify the provider right after any damage, theft or injury that may require a claim – and the sooner you contact your insurance provider, the sooner you can begin the claims process.

Homeowners Insurance Policy Form with Model Home on a Desk
Insurance Claim Form with Red Approved Stamp

3. Make Any Immediate Repairs

We understand that your insurance claim and reimbursement for any repairs are important to you and your family – but when there is significant damage to your home or property, it is important to make any immediate repairs to prevent any further harm. Be sure to take photos of the damage prior to any repairs and keep receipts and documents for any repairs made.

4. Document Your Homeowners Insurance Claim

No matter the reason for your insurance claim, it is important to document all aspects related to your claim. In the event of a fire, flood or accident that damages your home or property, it is important to go room to room and take photos and video of the damage. Create a list of any damaged property and possessions with approximate values. In the event of theft, create a list of any stolen items and their values. When the insurance company appraises your home for the purpose of the claim, make sure to point out any property damage or areas of concern.

READ MORE: Why Do Home, Auto and Health Insurance Claims Get Denied?

When you need to file a homeowners insurance claim, you may have questions. Questions that include – what documents do I need to file a homeowners insurance claim? No matter what type of insurance policy you have, Saxton Law Firm can help answer your questions and can be your ally if your insurance claim is denied. Contact the Saxton Law Firm for more information on your insurance claim!